Disclaimer

Investors Capital Corporation is a Financial Industry Regulatory Authority (FINRA) registered securities broker-dealer and Securities Exchange Commission (SEC) Registered Investment Advisor registered in all 50 states. This web site is published in the United States for residents of the United States. United States residents please note that products and services mentioned in this web site may not be available in all states. Investors Capital Corporation is a member of the Securities Investor Protection Corporation (SIPC), and the Municipal Securities Rule Making Board (MSRB). To request a prospectus or information, contact your Investors Capital Advisor. Investors Capital is not soliciting business in international jurisdictions where it is not registered. We would be glad to put you in touch with an Investors Capital office in your area that will be able to assist you directly. If you would like further information, please E-mail your request to: info@icadvisory.com.

Investors Capital looks forward to assisting you. The information and opinions on this site provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell. This information is not intended to be used as the primary basis for investment decisions, nor should it be considered as advice designed to meet the specific needs of an individual investor. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content. Registered Representatives of Investors Capital may also be designated to provide advisory services. Registered Representatives may receive fees for advisory services which are separate from commissions received in connection with the purchase or sale of securities. Information about Investors Capital advisory services can be obtained by asking an Investors Capital Advisor for a copy of Investors Capital disclosure brochure or form ADV Part II.

INVESTORS CAPITAL CORPORATION OR ITS AFFILIATES OR DIVISIONS ARE NOT BANKS OR CREDIT UNIONS, AND THE PRODUCTS WE OFFER ARE NOT FEDERALLY GUARANTEED OR FDIC INSURED, ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED BY A FINANCIAL INSTITUTION, AND INVOLVE RISKS INCLUDING POSSIBLE LOSS OF PRINCIPAL, AND MAY FLUCTUATE IN VALUE.

Linked sites are not under the control of Investors Capital and Investors Capital is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.

The information provided on this site or in any communication containing a link to this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Investors Capital Corporation or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by Investors Capital Corporation or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service.

Should the viewer leave this site via a link contained herein, and view content that is not provided by Investors Capital Corporation, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by Investors Capital Corporation. Investors Capital Corporation is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. Investors Capital Corporation makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Investors Capital Advisory Sponsorship Programs
Investors Capital Advisory (“Advisor”) may receive reimbursements, marketing and distribution allowances, or other compensation based on deposits and/or assets under management, directly from sub-advisors and/or third-party asset manager program sponsors (collectively “Program Sponsors”) for marketing, distribution, business and client development, and/or educational enhancement costs incurred by Advisor in relation to the promotion or sale of the Program Sponsor’s products or services.

Payments to Investors Capital Advisory Only
Consistent with prudent product approval practices, Advisor conducts or causes to be conducted a due diligence analysis of these Program Sponsors in making them available to the public through its Investment Advisor Representatives (“IARs”). Additionally, Advisor receives distribution allowances and other payments from certain Program Sponsors. While the arrangements Advisor has with each sponsor varies, a Program Sponsor may pay Advisor additional compensation for marketing expenses, distribution allowances, or other compensation based on a flat fee or of up to 25 basis points (0.25%) annually on deposits or assets held at the Program Sponsor. These additional payments are retained by Advisor, and none of these additional payments are paid or directed to any IAR. In addition, IARs do not receive a greater or lesser asset-based fee for referrals of these Program Sponsors’ services as a result of Advisor’s receipt of these additional payments. Because IARs receive no direct or indirect differential compensation for selecting one advisory program over another, we do not believe that they are subject to a conflict of interest when selecting a particular asset management program that makes additional payments to Advisor over a program that does not.

In all cases, such reimbursements, marketing allowances, or other compensation will be paid to Advisor from the Program Sponsor’s own resources and not from client funds or assets. Depending upon the specific arrangement, payments may be based upon an annual, flat, or level fee arrangement. Such arrangements do not impact the fees charged to clients by Advisor, IAR or the Program Sponsor.

The following Sub-Advisors and Third Party Investment Advisors participate in this sponsorship program:
Appleton Partners, Inc
Advisors Capital Management, LLC
Capital Management Group
Clarke, Lanzen, Skalla
Dividend Growth Advisors, LLC
Donoghue W.E. & Co. Inc.
Flexible Plan Investments
Forward Management, LLC
The Pacific Financial Group
Wellesley Investment Advisors, Inc.